Berger & O'Neal Insurance Group, a member of PointeNorth Insurance Group Alliance, is endorsed by the Georgia Optometric Association to provide its members with a group discount on their business insurance.  This is possible because of an arrangement between Berger & O'Neal Insurance Group and Cincinnati Insurance Company.

You can compare and then buy with confidence knowing Cincinnati is recognized as a leader in financial strength and stability throughout the insurance industry. In addition to competitive rates, a complete line of products and prompt friendly claim service, you are eligible for this discount on the following types of business insurance:

• Business Property
• Business & Professional Liability
• Workers' Compensation
• Commercial Auto
• Umbrella Liability

Benefits to You

• Administered by an insurance company known for its stability and financial strength.  You can concentrate on your business rather than your insurance company's ability to pay a claim.
• Especially designed and discounted in order to lower your insurance costs. Expense savings translate directly to your bottom line.
• Claims handled quickly and fairly by company adjusters. No waiting around for days for an independent adjuster to contact you about your claim.
• Broad coverages and high liability limits offer you peace of mind in knowing your business has the best protection available.
• Serviced by a knowledgeable Georgia agent with over 40 years’ experience in commercial insurance. Your time is freed up to work on your business rather than your insurance program.

Coverage Benefits

Property

• Policy includes loss of business income coverage at no charge.
• Your property is covered for replacement cost. There is no deduction for depreciation.
• You could be eligible for a 3 year policy and 3 year premium guarantee.

Liability

• Policy includes personal injury coverage at no charge.
• Policy provides coverage if you are responsible for damage to the building you rent or lease.
• Basic policy provides limits of $2,000,000 / $4,000,000 of coverage.

Optometrist’s Professional Liability

• Optometrists Professional Liability limits of $2,000,000 / $4,000,000.
• Separate limits per doctor, and Business is available for healthcare provider compliance.

Workers Compensation

• Preferred rates
• Includes employer's liability
• No annual Audit for premiums under $1,000

Umbrella Liability

• Policy can provide up to an additional $5,000,000 over and above the liability and professional coverage.

Extras

• Special coverage for computer equipment
• Liability coverage for rented and non-owned autos
• Valuable papers and records
• Employee dishonesty with ERISA option
• Data Compromise

Payment Plan

• All of your policies are with one company and can be combined into one easy monthly installment plan.

Automation

• Setup your own Cincinnati account online to access your policy information, billing, and claims.

Call Jared Sobelson at 404-935-3199 for a no obligation proposal.

Get a Free Optometrist Insurance Quote