OVERVIEW

Berger & O'Neal prides itself in doing business with only insurance companies that maintain an A.M. Best rating of at least an "A". This is important to you because you want financial stability during a long claim. Also financial stability may have an affect on the speed in which claims are paid.

We are proud to represent some of the very finest insurance companies with the highest ratings from the A.M. Best Company. A.M. Best is one of the leading insurance company rating organizations. Most financial analysts quote their ratings as one indicator of financial strength.


BUSINESS & PERSONAL
REPRESENTED COMPANIES

American International Group	Amtrust
Chubb	CNA
CNA Surety (Western Surety)	Auto-Owners Insurance
Foremost	Guard Insurance
Great American Insurance	The Hartford
Hanover Insurance	Lloyds of London
Kemper Insurance	Progressive Insurance
Philadelphia	Montgomery Insurance
Travelers Insurance	Safeco
	Zurich US/Maryland Casualty (Home Builders Insurance Services)

HEALTH & LIFE
REPRESENTED COMPANIES

Auto-Owners Insurance	Blue Cross / Blue Shield of GA
Aetna	Humana
Fortis	Principal
Prudential	United Healthcare
	Unum