OVERVIEW

Berger & O'Neal prides itself in doing business with only insurance companies that maintain an A.M. Best rating of at least an "A". This is important to you because you want financial stability during a long claim. Also financial stability may have an affect on the speed in which claims are paid.

We are proud to represent some of the very finest insurance companies with the highest ratings from the A.M. Best Company. A.M. Best is one of the leading insurance company rating organizations. Most financial analysts quote their ratings as one indicator of financial strength.


BUSINESS & PERSONAL
REPRESENTED COMPANIES

American International Group (AIG)	Auto-Owners Insurance
Carolina Casualty Insurance Co.	Covenant Management
CNA Surety (Western Surety)	Guard Insurance
Great American Insurance	Hanover Insuranace
Kemper Insurance	Lloyds of London
Mercury Insurance Company	Ohio Casualty Group
Progressive Insurance	Safeco
St. Paul Travelers Insurance	Zurich US/Maryland Casualty (Home Builders Insurance Services)

HEALTH & LIFE
REPRESENTED COMPANIES

Auto Owners Life	Blue Cross / Blue Shield of Georgia
Celtic Life	CNA Life
Fortis Group	Humana
John Alden Heal	Principal Financial Group
Safeco Life / Funds	United Healthcare