The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Berger & O'Neal Insurance Group or any insurance company represented by the agency. The information contained throughout this website is not an insurance policy or contract of insurance. The information on this Internet site is given in good faith and has been obtained from published information and other sources believed to be reliable at the time of preparation. Coverage and issues discussed are for state of Georgia and may not be applicable in other areas. The insurance coverage afforded by Berger & O'Neal Insurance Group is subject to the terms and conditions of the policies issued.

INFORMATION GATHERING

The Berger & O'Neal Insurance Group website is designed to give our customers and prospective customers a confidential means of gathering information about our company, services and products and for doing business with us over the Internet. In general, our site will only collect consensual data from you that will be used to quote requests. We do log general statistical information such as the domain name, IP address and browser type of our site visitors through a site reporting tool that runs on our server. This information is used internally only to show activity and trends of our site usage to our content providers. The log file information does not contain personally identifiable information, such as name, address, phone, etc. We may share information about you in the normal business of conducting insurance operations such as providing you with an insurance quote. For example, for auto insurance, we routinely obtain a report of any accidents or convictions from the State Motor Vehicle Department.

We do not share any nonpublic personal information about you with non-affiliated third parties other than entities which perform business functions integral to the provision or servicing of our insurance products, or when required or permitted by law. We also do not sell any customer or policyholder information to mailing lists companies or mass marketing companies. If we disclose such non-public personal information about you to a nonaffiliated third party, (except where permitted or required by law) you will first be given an opportunity to opt-out of our providing such nonpublic personal information. We treat our policyholder information as confidential.

By using our website, you consent to the collection and use of this information by Berger & O'Neal Insurance Group. If you do not agree to this policy, please do not use this site. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.