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COVERAGE BENEFITS
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Policy includes loss
of business income coverage at no charge.
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Your property is covered
for replacement cost. There is no deduction for depreciation.
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Your covered property
includes: building improvements and betterments.
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Policy includes personal
injury coverage at no charge.
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Policy provides coverage
if you are responsible for damage to the building you rent
or lease.
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Basic policy provides
limits of $2,000,000 / $4,000,000 of coverage, including optometrists
professional liability.(separate limits per doctor apply for
healthcare provider compliance).
- Special coverage for computer equipment.
- Liability coverage for rented and non-owned
autos.
- Valuable papers and records.
- Employee dishonesty with ERISA option.
Payment Plan
- All of your policies are combined into
one easy monthly installment plan.
Automation
- Setup your own Auto-Owners account online to access your policy information, billing, and claims.
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GOA INSURANCE DISCOUNTS
Berger & O'Neal is recommended by the Georgia Optometric
Association to provide its members with a group discount on their
business and personal insurance.
Because of your membership in the GOA, you are now eligible for
a 10% group discount. This is possible because of an arrangement
between Berger & O'Neal Insurance Group and Auto-Owners
Insurance Company.
You can compare and then buy with confidence knowing Auto-Owners
is recognized as a leader in financial strength and stability
throughout the insurance industry. In addition to competitive
rates, a complete line of products and prompt friendly claim
service, you may now be eligible for this additional discount
on the following types of business insurance:
As a member of The Georgia Optometric Association
Incorporated this outstanding discount benefit can be yours. Please
call us at 770-442-0770 or take advantage of our special
GOA Quote Form for a no obligation proposal or contact your current Auto-Owners agent and have them add the GOA discount to your policies.
Join the GOA and receive your insurance program discounts plus all of the other great member discounts.

BENEFITS TO YOU
- Administered by a major insurance company known
for its stability and financial strength so you can concentrate
on your business rather than your insurance company's ability
to pay a claim.
- Especially designed and discounted in order to
lower your insurance costs. Expense savings translate directly
to your bottom line.
- Claims handled quickly and fairly by company
adjusters. No waiting around for days for an independent adjuster
to contact you about your claim.
- Broad coverages and high liability limits offer
you peace of mind in knowing your business has the best protection
available.
- Serviced by a knowledgeable Georgia agent with
over 30 years experience in commercial lines. Your time is freed
up to work on your business rather than your insurance program.
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